Tapping into Home Equity: Why Choose a Reverse Mortgage Over a HELOC?

General Corinne Hutlet 1 Dec

Tapping into Home Equity: Why Choose a Reverse Mortgage Over a HELOC? As the cost of living has increased, it may be challenging to meet your retirement income needs and access the cashflow you need to live a desired lifestyle. One advantage that many retired Canadians possess is home ownership. Tapping into some of the […]

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Q&A Reverse Mortgages – No negative Equity Guarantee

General Corinne Hutlet 1 Dec

No Negative Equity Guarantee You may consider a reverse mortgage to turn your home equity into tax-free cash as part of your retirement solution. But, you might question, “With a reverse mortgage will I owe more than my home is worth?”   The answer to this is NO.   The CHIP Reverse Mortgage has safeguards […]

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Is the CHIP Reverse Mortgage right for you?

General Corinne Hutlet 1 Dec

Is the CHIP Reverse Mortgage right for you? As a Canadian 55+, there are a variety of financial options available for you in retirement. However, this does not mean that every financial option is right for you, so it’s essential that you reflect on your retirement needs and choose a financial solution that best meets […]

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10 Money Saving Tips.

General Corinne Hutlet 31 Mar

10 Money Saving Tips. When it comes to saving money, there are a lot of little things you can do that add up to make a big difference! Here are 10 of our favourite money-saving tips: Automatic savings are one of the most effective ways to save because you can’t spend what you can’t access! […]

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What is an Uninsurable Mortgage?

General Corinne Hutlet 31 Mar

What is an Uninsurable Mortgage?. When it comes to mortgages, insurance is necessary to protect the lender on these types of loans, which deal in large sums of money. There are three different tiers relating to insurance, which all have different minimum down payment amounts and varying premium insurance fees. Insured mortgages typically have a […]

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Need an Appraisal? Tips for Success.

General Corinne Hutlet 31 Mar

Need an Appraisal? Tips for Success. If you are looking to buy a home or want a current value of your property, you will need an appraisal. Before banks or lending institutions can consider loaning money for a property, they need to know the current market value of that property. The job of an appraiser […]

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How to Stage Your Home.

General Corinne Hutlet 31 Mar

How to Stage Your Home. Are you finding that your current home is no longer meeting your needs and are looking to upsize, downsize or simply relocate? I have some tips for you on staging your home so you can get the best results (and the best offer!): Utilize Mirrors: Mirrors can really help to […]

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Selling Your Home in the Spring.

General Corinne Hutlet 31 Mar

Selling Your Home in the Spring. Are you looking to sell your home? We have a few tips to help you make the most of the spring season! Hire an Experienced Realtor: Before preparing your home for the Spring market, you will want to hire an experienced realtor! A good realtor will serve as your […]

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What is the First Time Homebuyer Incentive?

General Corinne Hutlet 31 Mar

What is the First Time Homebuyer Incentive? The first-time homebuyer incentive program is a shared-equity mortgage with the Canadian government that helps qualified first-time buyers reduce their monthly mortgage payments to better afford a home! The Incentive: This program allows you to obtain an incentive from the government to assist with your down payment, thereby […]

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